*NEW* $500 AmeriFirst Closing Cash Grant
The $500 Amerifirst Closing Cash Grant is money we pay toward your closing costs. Dollar for dollar, it essentially covers the cost of a home appraisal. Aren’t you glad we have your back! The program, which is open to any buyer, is good for all of 2019 and renewable each year afterward, and is eligible with almost every loan we offer.*
AmeriFirst PowerSaver Grant
You find a home you really like in a great neighborhood with a lot of potential. However, the furnace is old, the windows are the old single-pane style with a few missing their storm windows and the water heater looks like it belongs in the antique store. If you take that house and finance it with the FHA 203k renovation loan, and make the upgrades to those items, you might be able to have AmeriFirst Home Mortgage pay towards your closing costs.
Rural $2,000 Home Loan Program (R2K)
If you’ve always dreamed of living in the country where you have room to grow, now may be the time to buy. From now until December 31, 2019, Amerifirst Home Mortgage is exclusively offering a $2,000 credit that can be applied toward a discounted interest rate and/or closing costs.
Down Payment and Closing Cost Assistance from the Port of Greater Cincinnati Development Authority
Do you need help with your down payment and closing costs? The Port of Greater Cincinnati Development Authority provides first home mortgage financing/down payment and closing cost assistance grants to eligible homebuyers in Ohio.
Down Payment Assistance from the Ohio Housing Finance Agency (OHFA)
Looking for financial assistance? Your Choice! Down Payment Assistance allows you to choose either 2.5% or 5% of the home’s purchase price which can be applied toward your down payment, closing costs or other pre-closing expenses.
Grants for Grads
Have you recently earned a college degree and are looking to buy your first home? If so, you may qualify for the Ohio Housing Finance Agency (OHFA) Grants for Grads – a program that provides mortgage interest rate discounts to recent college graduates as an incentive to make Ohio your home.
Mortgage Tax Credit from the Ohio Housing Finance Agency (OHFA)
If you are buying your first home, or have not owned a home in the last three years, a Mortgage Tax Credit from the Ohio Housing Finance Agency (OHFA) could save you thousands of dollars each year.
Ohio Housing Finance Agency (OHFA) Ohio Heroes Program
Are you a first responder, teacher, or a military member looking to buy a house? Is so, the Ohio Housing Finance Agency (OHFA) Ohio Heroes program could reward your commitment to serve the public with a mortgage interest rate discount.
*Not all borrowers will qualify. Contact us for more information on fees and terms.