Vickie Wooden
Vickie Wooden

Vickie Wooden has a passion for real estate and is eager to share her knowledge and expertise with Amerifirst Home Mortgage.

POLAND, Ohio (July 16, 2020) – Customer service, sales, business management. These are just a few of the great skills that Vickie Wooden has to offer. She’s ready to expand upon her years of experience in business, and most recently real estate, to take on a new role as Business Development Manager at Amerifirst Home Mortgage in Poland, Ohio. Continue reading

Decorating Your Home
When making your budget to buy a home, you should think about the cost of furnishing that home. Whether you plan on decorating it all at once or over time, the size and style of the home will impact the decorating budget. The general rule of thumb when it comes to a budget is that you will spend 25% of the total cost of the home to decorate. This means, a mid-range living room will cost roughly $10,000 (hopefully that includes a big flat screen TV!). Continue reading

Difficult real estate clients
We have discussed in the past a need for balance in the real estate industry. Agents are human, like everyone else, and need to be conscious of the energy and time they are putting toward their work – as well as the hundred other things that need attention throughout a given day.

We’ve also talked about focusing on the paths that will generate the most money and grow your career.

That being said, we now want to discuss something that most agents experience in their careers at some point, but that no one really likes to talk about… when is it time to just let a difficult client walk? Continue reading

real estate communication
Communicating the home buying process to clients in a way that is easily understandable – especially if this is their first time – can be difficult… trust us, we deal with it as well.

“FHA,” “comps,” “under contract”

Words and phrases like these are so familiar to us that we often forget it’s because we deal with them daily.

For a first-time homebuyer, you may as well be speaking a different language. That can lead to real problems, such as a less-confident buyer that is hesitant to move forward because they don’t fully understand the process. The longer it takes for them to feel ready to buy, the longer it takes for you to make your money, that is, if they even go through with the deal at all. Continue reading

Bob Gratz 2
Bob Gratz
NMLS #1483055
MLO.050185.000

YOUNGSTOWN, OH — Amerifirst Home Mortgage Poland’s own Bob Gratz was recently recognized as an honoree at the 25 Under 35 event at Stambaugh Auditorium in Youngstown, Ohio.

The event, which is hosted by Mahoning Valley Young Professionals (MVYP), a group Gratz holds a board seat on, honors members of the community that have proven outstanding dedication to their profession as well as recognizing their involvement in volunteer work around the Mahoning Valley. Continue reading

Realtor Cup of Coffee
Realtor Cup of Coffee

When a Cup of Coffee Cost $166

The following story is true.  I feel like I must provide you with this disclaimer, now, before we go any further.  If one waited and stated this rather simple sentence at the end of this story – few would believe it.  So… hand to God, cross my heart and hope to die, pinkie swear, and however else you’d like me to attest to you in the affirmative – it is true.  Better yet… the author is telling this story firsthand.  Yes, I was there and I experienced parts of it.  And, yes, I thought it was ridiculous even at that time.  Now that I got that off my chest…here…we…go… Continue reading

Owning a home vs renting
Today’s Millennial generation is, in many aspects, similar to all the generations of Americans who came before them.  After high school, it’s either on to some form of higher education or into the workforce.  Eventually, by their early 20’s the great majority of Millennials are ready to “leave the nest” and find a new place to call home of their own.  Statistically, the great majority of those places have been rentals.  Why? One may ask.  A lot has to do with perception.  Specifically, HOW Millennials view renting vs. buying/owning a home. Continue reading

reds renovations
Red’s career began in the hospitality industry in 2015 after one of his professors at Tale University recognized his knack for networking and sitting on command. Hired on as our Client Relations Manager in 2019, Red is responsible for greeting guests at the door and howling to that song that’s continuously playing in his head. He also has many duties that take him out of the office. Continue reading

moving day

For much of the last couple decades, a homeowner could be expected to start looking for another home, on average, around the 4-6 year mark. The reason for that being a life change such as a new job, growth in family size, or time for downsizing. Real estate agents could then count on repeat business more consistently and frequently.

In fact, between 2000 and 2007, the average homeownership tenure was just 4.21 years.

Recently, however, that short tenure is no longer reliable. Homeowners are staying put for much longer – now between 7 and 13 years.

So what has changed?  A couple things are factoring into this: Continue reading