Introducing our multi-part series discussing the various options available to homeowners looking to sell their homes
Over the course of history, things change. Sometimes for good, sometimes for the bad, and most times…well, they fall somewhere in between. One thing that’s as sure as death and taxes is, though, that things always – always change. With the continuing evolution of the internet, smartphones, easy-to-use apps, and such – Real Estate has changed much over the last 10-15 years. If you wish to sell your home, the choice is no longer simply whether to hire a traditional Realtor (who uses traditional selling techniques for a traditional fee) or go it on your own as a For Sale by Owner (FSBO). Now there are options. A plethora of them. Continue reading
Six Ways to Improve Your Office’s Creative Thinking
- Creative thinking is critical for problem-solving in unique situations
- An inability to adapt and think creatively can cost you clients and referrals
- There are simple ways to strengthen your office’s creative thinking
If you have a problem to solve, you need to be able to think creatively to formulate the best possible solution.
This is especially true when it comes to real estate. Each buyer or seller presents a unique situation and an agent must be able to adapt quickly. Failure to adapt usually means an unhappy client, which in turn means no referral. Not a great way to earn a positive reputation in the community.
In 2010, Newsweek published the results from a study into creativity. The study shows that since 1990, while IQ scores may be increasing, creativity has been inching downward. Further research into the decline shows that people in general are less creative as they get older.
Now more than ever, creative thinking is crucial to productivity. Think of your career. Has there ever been a time when your ‘job title’ hasn’t evolved to adapt to changes in your industry? Have you had to think ‘outside of the box’ to get an edge over your competition?
If you answered those questions with anything other than “every day,” then you have some catching up to do. Continue reading
While Millennial homeownership is on the rise, a whopping 42% of that elusive group has yet to buy a home.
That is just one of the astonishing findings from a recent LendEDU survey that sought to identify what the hesitation is in 23-38-year-olds when it comes to buying a house. Continue reading
Mortgage interest rates are now at their lowest levels in nearly three years. This has led to a surge in applicants seeking to refinance their home mortgage. From the latest data
provided by Freddie Mac, the average rate on a 30-year, fixed-rate mortgage fell to 3.75 percent, down nearly a full percentage point
from the beginning of the year. Meanwhile, the average rate for a 15-year, fixed-rate mortgage is down to 3.37 percent, the lowest since September of 2016. This is music to the ears of homeowners and buyers alike. Continue reading
When evaluating your personal financial landscape, it can be easy to make assumptions about what you can or can’t do with your money. For example, you shouldn’t buy that brand new laptop, or maybe you can splurge a little bit on a new hoodie. Smaller purchasing decisions are typically easier to determine as they tend to be paid out of pocket. Continue reading
Real estate transactions require more time, creativity and expertise on the part of sales professionals these days than ever before. Changing regulations, fluctuating markets and the reliance on digital media require agents bent on success to be ‘on the clock’ regularly. The time invested in making a sale is often staggering. Continue reading
Bulldozers moving dirt and builders hammering away could be seen from a tour bus filled with Realtors®, home builders and community leaders, as they got to hear firsthand the sound of progress. It was all part of a tour showcasing how a tax abatement program is making a difference in Columbiana. Continue reading
When it comes to the Fourth of July, there’s nothing more traditional to commemorate freedom than illuminating the sky with things that go boom. Why though? How did a document establishing the United States of America and independence from Great Britain lead to the spectacle that is fireworks? Continue reading
For many, buying a home is likely the largest expense they will ever make – any sort of financial relief could help to instill more confidence and get you into the home of your dreams. With this in mind, Amerifirst is now offering a buyer incentive program that allows you, the buyer, to receive $500
toward your closing costs.
The program, which is open to any buyer, is good for all of 2019 and renewable each year afterward, and is eligible with almost every loan we offer.* Continue reading