Matt Moore

Branch Manager
Matthew Moore

As a professional of the mortgage field since 1998, Matt brings his organizational skills and attention to detail to the team. A 1997 Summa Cum Laude graduate of Slippery Rock University, Matt manages the office’s loan production from origination through loan closing. Matt lives in Boardman with his wife and three sons. In his spare time (as if he has any with three boys) he enjoys working with his hands on home improvement projects. When asked about his burning desire, Matt responds, “to be The World’s Best Dad.”
NMLS #265593

Kimo DeNiro

Loan Processor
Kimo Deniro

Kimo began his mortgage career in 2000, accumulating experience in both a wholesale and retail environment. He previously spent eight years with PNC before joining our team at Amerifirst. Kimo focuses on assisting borrowers find loan products and financing to best suit their needs. He lives in Boardman with his wife, Christl, and their two sons. He has a Bachelor of Arts in economics from Villanova.

Shawn O'Neil

Loan Processor
Shawn O'Neil

Shawn holds a bachelor’s degree in Management Information Systems and Finance from Youngstown State University. He has more than two years of experience in supporting the processing team with renovation loans. In his spare time, he enjoys training for and competing in Spartan Races. He was recently married to his wife Melissa and lives in Boardman with their new pup, Shamrock.

Bob Gratz

Loan Consultant
Bob Gratz

After earning a Bachelor of Science in Marketing Management from Youngstown State University in 2010, Bob started his professional career in retail banking before moving on to commercial operations and loan servicing. As a loan consultant at Amerifirst, Bob works with clients to make the complex process as simple as possible. When he’s not busy in the office, he lives an active lifestyle. He’s often on the go and is involved in the community by participating in various adult sports leagues. He also loves to travel and has been lucky to visit such destinations as Australia, Hawaii, California, and many others.
NMLS #1483055

Bradley Miller

Loan Originator Assistant
Bradley James Miller

Brad holds a bachelor’s degree in Business Administration from Kent State University. His career path began in the golf world, as he has been a professional golfer since 2016. That career led him to gain valuable skills, such as day-to-day POS operations, report balancing, accounts payable and merchandising, which have translated nicely to his role in the mortgage industry. As an LO Assistant, Brad will be in charge of supporting the processing of loans. In his spare time, he enjoys, you guessed it: golfing!, and is also an avid Star Wars fan.
NMLS #1915662

Vickie Wooden

Business Development
Vickie Wooden

Vickie is a Valley native who has worked in customer service and management for more than 28 years. She spent the last six years building a real estate career with Berkshire Hathaway/Northwood Reality Services. In her free time, she gives back to the community through countless hours of volunteer work. Much of her volunteer efforts are dedicated toward military-related funding in honor of all active-duty military and veterans. Vickie also sits on the board of directors for the Youngstown Air Reserve Base Community Council (YARBCC). As Business Development Manager, she generates awareness about Amerifirst’s solutions within the industry, cultivates partner relationships and identifies new markets and solutions in the marketplace.