As demand for new home purchase loans and refinance loans continues to increase, the Amerifirst Poland team expands output with new Loan Processor.

POLAND, Ohio (October 29, 2020) – While mortgage loan rates continue to be favorable, the demand for an efficient loan process remains at an all-time high. To meet this demand, Amerifirst Home Mortgage in Poland, Ohio welcomes Rocco DeNiro to the team as Loan Processor. Continue reading

Brandon talks about how to determine an appropriate down payment for your unique situation. Hint, a larger down payment isn’t necessarily the best financial move. There are many things to factor in, such as can those funds be better utilized elsewhere – for example, to pay down consumer debt. 

*Not all borrowers will qualify. Contact us for more information on fees and terms.

suburban real estate
Katy, Texas – Home to a restored train depot, heritage museum and outlet mall. Nothing out of the ordinary; however, this quiet suburb, located 32 minutes from downtown Houston, has earned a newfound claim to fame. It’s gained more than 4,400 residents since February 2020 – the start of the pandemic – the most of any city or town in the U.S.

Katy is one of several Texas towns leading the country in population growth.

Meanwhile in New York City – The City That Never Sleeps – an estimated 110,000 people have fled the city in recent months, marking the largest drop off in residents of any one location in the country. That’s a 487 percent increase – or five times the rate – when compared to the number of residents who left Manhattan and Brooklyn in 2019. Continue reading

Brandon discusses how he and the team can help real estate agents grow their careers and also announces an invite to learn more on Friday, November 6. He also discusses a site that many agents can benefit from:

Give him a call directly to learn more: (330) 565-9013

*Not all borrowers will qualify. Contact us for more information on fees and terms.

condominium vs house
The predictions were dire at the start of the pandemic. Instead, historically low interest rates and a faster-than-expected economic recovery have contributed to an unprecedented real estate market. New home sales are at their highest levels in almost 14 years, with a seasonally adjusted 1.011 million units sold in August 2020 according to the U.S. Department of Commerce.

On the flip side, stay-at-home orders in the spring coupled with an already tight housing inventory resulted in an increase in home prices. In June 2020, the national median home price rose 2.8 percent from year-over-year (YOY) to a record-breaking $311,300. Subsequently, condominiums are making a comeback and have emerged as the likely alternative for home shoppers looking to escape apartment life, as inventory is high and costs are lower.

So, as an agent, when your client inquires about either purchasing a house or condo, do you know how to respond? We want to help you inform your clients so they can make an informed decision that’s best for them and their future. Here’s some key talking points when it comes to helping your clients decide on purchasing a house or condo. Continue reading

kitchen appliances
So, you have a client inquiring about their kitchen appliances before having their house listed for sale. Should they invest in all-new appliances? Do they have to include their appliances in the sale? Is this even a good time to purchase a new refrigerator? These are all important questions that every home seller should ask and know; they’ll be looking to you for answers and clarification to make the best decision for their home.

This guide will help you help your clients decide what to do with their kitchen appliances and if an upgrade is worth the investment. Continue reading

Brandon explains how a buyer’s cash to close is calculated. Many first-time homebuyers, or even some in the industry, often interchange “cash to close” with “down payment” – these are not synonymous. Down payment is just one of the factors that goes into calculating cash to close.

*Not all borrowers will qualify. Contact us for more information on fees and terms.