For the majority of agents (especially the ones in Northeast Ohio), we are approaching the “slow” season. While some agents may actually have great volume during these winter months, the fact is that on average, home transactions are down between November and January.

According to the National Association of REALTORS®, the average number of transactions during the “hot” months across the country is 2.1 million over that 4-month period. Not surprisingly, that equates to nearly 40% of the total annual sales volume.

Conversely in the winter months, the average number of transactions is around 1.5 million over that 4-month period – not a number to scoff at, but still roughly 40% fewer transactions. Continue reading

mortgage rates
Here’s a hypothetical for you:

Two individuals apply for the same type of loan at the exact same lender at the same time. Both loans are for the same amount, and the houses are very similar model homes right next to one another on the same street.

Before we go further, most would assume that the amount of money that both individuals would have to bring to closing would be virtually identical. Right?

In most cases, that’s actually incorrect… Continue reading

Imagine being able to sell your home without the uncertainty of listing the property or the worry of setting up for an open house. That’s the vision the emergence of iBuyers has painted in the market.

An iBuyer is a company that purchases homes directly from homeowners with cash while allowing the sellers much more flexibility than a traditional sale. The iBuyer eventually closes on the property and resells it themselves – for a slight profit – either after performing minor renovations on the property or without. Continue reading

Bradley Miller Salem
Bradley James Miller
LO Assistant
NMLS #1915662

POLAND, Ohio (December 4, 2019) – From the golf course to the mortgage industry – Bradley Miller of Salem, Ohio has been hired as the newest team member at the Amerifirst Home Mortgage branch in Poland, Ohio. A professional golfer since 2016, Miller will be pulling from his bag of skills to score more loan closings and additional client support as the team’s fourth licensed loan originator (LO) on staff. Continue reading