As Christmas draws near, you’re likely already in full shopping mode – venturing out into the high-traffic stores or scrolling through countless pages on Amazon hoping to find the perfect presents. In 2019, this is certainly the norm, and usually those “perfect gifts” involve some sort of new gadget or tech.

It got us thinking… what were the “hot” toys in the past. Sure, nowadays an iPad or UHD VR 3D Ultra Super Mega 80” TV would suffice, but what about before all of that was a thing?

Well we did some digging into past decades, and here’s what we found! Continue reading

HUD defines a cost-burdened family as “those who pay more than 30% of their income for housing.” Naturally in those situations, the families struggle to afford other necessities such as food, clothing and medical care.

According to a recent study, the number of cost-burdened households is on the decline. Only 20.9% of homeowners with a mortgage were cost-burdened as of 2018, marking a 28.8% decrease from just a decade earlier.

A decline of any amount should be looked at as a great trend, as fewer families are struggling financially. However, those numbers are a little deceiving. Continue reading

It’s no secret that the goal for most mortgage lenders is the same – help buyers get into the homes of their dreams. Naturally, most lenders’ marketing and outreach reflect that. They target the buyer directly with rates, costs and promises, and forget that in most cases this isn’t a two-party service.

There’s another layer that often gets overlooked…and that’s you, the Realtor®.

Our branch understands how important your role is in the home buying process, and our model acknowledges that. You take precedence over all others. Continue reading