We’re sure you’re anxious to find out who won. Well…drum roll please… Continue reading
Monthly Archives: May 2019
What Drives a Lending Decision?

But what is your “price range,” really? Do you know what that corner dream house with the covered patio and finished basement will cost you each month? The truth is, the sticker price in the homebuyers guide is just a part of the total housing cost and doesn’t take into account all the other costs and criteria that a lender will be considering when you apply for a mortgage loan.
There are distinct questions a lender has to answer before they can determine what a mortgage payment is going to look like. We’ll discuss these elements over the next couple installments, but for now… we will start at the beginning.
Have We Seen the Last of Population Decline in Youngstown and the Mahoning Valley?

Latest population figures from the U.S. Census Bureau show certain communities may be leveling off when it comes to a decline in residents
The United States is growing at a historically slow rate. Between 2017 and 2018, the country grew 0.6 percent in population. The timeframe prior saw a 0.7 percent increase. That doesn’t sound like a whole lot of growth…And you would be correct. The U.S. is experiencing its slowest rate of annual growth since 1937, when the nation was in the midst of the Great Depression. Continue reading