When buying a home, I suggest having representation. Using a buyer’s agent, your realtor, helps ensure negotiations go smoother. The listing agent represents the seller. And while many realtors are savvy enough to represent both sellers and buyers simultaneously, you might feel more comfortable and get better results working with your own agent. Also, a listing agent’s motivation is to sell the home, while a buyer’s agent is likely to help you find “the right home.” Buying a home is likely the biggest decision of your life. So, get the help of an expert – saving both time and money. Would you like a good realtor? We refer them often. Simply ask us for one.

Believe it or not, even after both parties sign the purchase agreement, it’s still not 100% final. Negotiations may continue for several reasons. Issues may arise during a home inspection that could change the original offer. If the seller asks for an expedited closing, you may be able to amend your offer, moving quicker to the finish line. Closing timelines and possession of the property are points of interest and impact negotiations. And let’s not forget, the appraisal results can also alter the original offer. The property’s value and/or condition affect financing options, and having several options for financing like renovation lending is helpful in these circumstances since property condition is not an issue with renovation loans. The more options you can consider when buying a home, the more likely you are to have your offer remain valid all the way through closing. Get educated. We can teach. Ask us how.

*From helping you understand our renovation loans to answering your questions, we can explain the program and how it can fit your needs. Normal restrictions and guidelines apply. Not all borrowers will qualify.

Location is probably the most important feature to consider. And yet, location is just one of many very important factors. What is the condition of the home? Carrying costs, known as maintenance and utilities, can cause undue financial hardship. Have you ever heard of a money pit? Newly renovated homes cost less. Learn about the acronym ‘OPM.’ Other People’s Money. If location is rule number one in real estate, rule number two is OPM. Borrow responsibly and avoid the burden of being nickel and dimed to death due to maintenance. You should also consider the outlook of the area. Are there new business developments? Or schools? Or revitalization of neighborhoods nearby that will increase value and your home’s appeal. Is it the right house for your lifestyle? Or your future lifestyle? Your family’s needs, a little foresight is necessary. Have a goal to buy a home? Let us help you plan, then execute the strategy – in the right location of course. Ask us how.