Need to make improvements to the house you want or the home you already own? Don’t finance major renovations with your credit card — make things happen with the FHA 203k Home Improvement loan. From upgrades to your kitchen or bathroom, or rebuilding a home that needs more than a little TLC, FHA 203k Loans get the job done without you taking on a mountain of debt. You can borrow up to 96.5% of the appraised value — based on the value when the improvements or repairs are completed.

There are two different 203k loans available


  • For homes that need minor repairs
  • Make improvements or upgrades up to $35,000
  • No minimum repair costs
  • Borrower must occupy the property


  • For homes that need major repairs, including structural/landscaping
  • Renovation costs exceed $35,000
  • Minimum of $5,000 in repairs
  • Borrower must occupy the property

FHA 203k Loan Testimonial

Use an FHA 203k loan to:

  • Replace a roof
  • Replace house siding
  • Paint house interior and exterior
  • Replace appliances
  • Put in new flooring
  • Build or replace a deck/patio/porch
  • Replace windows
  • Remodel the kitchen
  • Repair/replace the septic system

Don’t wait to save thousands of dollars to renovate the house you like into a home you’ll love! Go 203K today and finance renovations into payments you can afford!


FHA 203k Loan vs Conventional Mortgage

*Down payment and other terms shown are for informational purposes only, and are not intended as an advertisement or commitment to lend. Not all borrowers will qualify; please contact us for an exact quote and more information on fees and terms.