Pre-qualification does not mean automatic loan approval. Instead, pre-qualifications provide a very rough estimate. Pre-approvals on the other hand are more substantial and take multiple things into consideration such as debt, your qualifying income, financial reserves and your credit profile; not just your credit score. It’s essentially a lending decision only needing a property address. Pre-approval strategy meetings teach folks how to buy. This is something we pride ourselves on. Ideally, this happens before you’re even shopping for a home. Starting with the right strategy promotes smooth dealings from negotiating a purchase agreement all the way through closing. Ask us how.