It is true, getting pre-approved for a home loan is an important achievement that brings you a step closer to landing your dream home. But, you still have some work to do before getting the keys. Between pre-approval and closing, it’s vital to make few to no changes in your financial situation. And as life happens, share details with your mortgage professional. Yes, believe it or not, changing jobs and buying a boat could affect your loan approval. Please remember, buying a home (or refinancing your current home for that matter) is a process. And final loan approval comes just days in advance of your target closing date. So… like with any “PROCESS,” changing things along the way will likely have some impact on when you close. Making smart decisions promotes efficiency during the mortgage loan process. Get educated about the home buying process. We can help… Ask us how.

*Not all borrowers will qualify.