In real estate, cash, believe it or not, is not always king. Informed sellers are interested in the bottom line; more money talks. So getting pre-approved shows the seller that you are ready to present an approved offer and a buyer simply needs an address to associate with that pre-approved loan. Be strategic and execute your strategy by developing a game plan for making offers. Working with your realtor allows you to shorten the loan process when your offer is accepted. Confidence in your strategy promotes fewer, if any buyer contingencies when presenting your offer. Also, sometimes a letter to the seller appeals to their personal side. Be confident and learn how your loans help. Ask us help.